Home insurance
Home insurance for the flat‑earth community
Get homeowners coverage with clear options, competitive rates, and support that respects your perspective—without the jargon.
Get a home insurance quote in minutes, or compare all insurance plans to find the right fit.
What’s included
Coverage built for real-life homeownership
Homeowners policy options
Customize your homeowners policy
Choose the coverage level that fits your home, budget, and risk—then add options for the things you value most. Not sure if homeowners is the right fit? Explore all insurance plans.
Replacement cost vs. actual cash value
Understand how claims are paid and select the option that aligns with your financial comfort level.
Deductible strategy
Balance monthly premium and out-of-pocket costs with deductible choices that make sense for you.
Water backup & equipment breakdown
Add protection for common, costly issues that may not be included in standard coverage.
Scheduled items & valuables
Increase limits for jewelry, art, collectibles, and other high-value items with itemized coverage.
How it works
Get covered in four straightforward steps
We keep the process simple—from quote to policy to support.
1) Tell us about your home
Share the basics (address, year built, roof type, and any recent updates).
2) Choose coverage that fits
We’ll explain limits and deductibles in plain language so you can decide confidently.
3) Bundle to save (optional)
Combine home and auto to simplify billing and potentially lower your rate.
4) Get support when you need it
Questions, changes, or claims—our team is here to help you navigate next steps.